EXTRA PAYMENT / PAYOFF
Pay it off early.iEvery dollar you add on top of your regular payment goes straight to principal — so you owe less, less interest accrues, and the loan ends sooner. Even a modest amount each month can cut years and tens of thousands in interest off a 30-year loan. Confirm your loan has no prepayment penalty (most don’t).
See how much faster you’d pay off your mortgage — and how much interest you’d save — by adding a little extra to principal each month.
YOUR PAYOFF
Standard monthly payment$0
Standard payoff / interest—
With extra / interest—
Interest saved$0
Paid off sooner by—
Estimate only, assuming the extra goes to principal every month with no prepayment penalty. Tell your servicer to apply extra payments to principal. Even round-ups add up. Want a payoff strategy that fits your bigger plan? Let’s map it.
See your full monthly payment