RENTAL PROPERTY ANALYZER
Does the rental pencil out?iCap rate = net operating income (rent after expenses, before the mortgage) divided by price — a quick yield comparison between properties. Cash-on-cash = your annual cash flow divided by the actual cash you put in (down payment + closing) — your real return on the money invested, after the mortgage.
Run a Whatcom County rental through the numbers — net operating income, cap rate, monthly cash flow, and cash-on-cash return. Defaults reflect today’s rates; adjust everything to your deal.
The property
Operating assumptions
The numbers
Effective gross rent (after vacancy)$0
Operating expenses$0
Net operating income (NOI)$0
Annual mortgage (debt service)$0
Cap rate0%
Monthly cash flow$0
Cash-on-cash return0%
Estimate only. Cap rate is computed on price (before financing); cash flow and cash-on-cash include the mortgage. Real returns depend on actual rents, financing, and condition — and Whatcom has short-term-rental and ADU rules worth checking. Let’s pressure-test a specific deal together.
Talk through an investment